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1. PRIZE DRAWING. Enter to win a $50 Visa® Gift Card at any participating Retail Store of an Affirmative Retail, Inc. (“Sponsor”) subsidiary, including A-Affordable Insurance Agency, Inc. (“A-Affordable”), InsureOne Independent Insurance Agency, LLC (“InsureOne”), Driver’s Choice Insurance Services, LLC. (“Drivers Choice”), and USAgencies Management Services, Inc. (“USAgencies”). Approximate retail value of prize is $50. Two (2) prizes will be awarded at each participating Retail Store for a total of approximately 256 prizes.

2. CONTEST DATES. Contest begins June 8, 2011 and ends July 15, 2011. Drawings will be held on or around July 22, 2011. Two (2) winners at each participating Retail Store will be selected at random from all eligible entries received at that store. Winners will be notified within 48 hours of drawing by phone or email. For a copy of the rules, or where required by law, a list of winners, mail a written request with a stamped, self-addressed return envelope to the Marketing Department at Sponsor’s address, listed below.

3. HOW TO ENTER. NO PURCHASE IS NECESSARY TO WIN. Purchasing will not increase your odds of winning. Odds of winning will vary by Retail Store and depend on the number of eligible entries received at each Retail Store. Contest entrants must bring their official ticket or submit an entry form to Sponsor in person at one of Sponsor’s participating Retail Stores. To be eligible, contest entrants must obtain a quote for automobile insurance from Sponsor at the time the entry form is submitted. There is no cost to obtain the quote and there is no obligation to purchase insurance. Entry form must be completely filled out. Incomplete entries will be deemed ineligible. All entries become the property of the Sponsor and will not be returned.

4. CONDITIONS. Contest entrants must be U.S. residents eighteen (18) years or older to enter. Limit one (1) entry per person. Persons submitting more than one (1) entry will be deemed ineligible. Limit one (1) Prize per person. Current customers of Sponsor are ineligible. Employees of Sponsor, its advertising agencies, or any of its affiliated companies, their immediate families (spouses, parents, children, sibling or their respective spouses), and those living in the same household are ineligible. Prizes will be mailed to winners at the address provided on entry form. All federal, state and local taxes are winner’s sole responsibility. No transfer, assignment, cash redemption or substitution of prizes except by Sponsor due to prize unavailability and then for a prize of equal or greater value. Sponsor reserves the right to change any of these rules or discontinue this contest entirely without advance notice. The Sponsor may interpret or waive any of these rules in its sole discretion, and all decisions made by the Sponsor are final. Certain other restrictions may apply. Void where prohibited. Offer available only to residents of AL, IL, TX, and SC.

5. GENERAL RELEASE AND CONDITIONS OF PARTICIPATION. ALL PRIZES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND THE SPONSOR HEREBY DISCLAIMS ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT. Visa Gift Cards are subject to terms and conditions promulgated by card issuer. By participating in the contest and redeeming a prize, the winner hereby releases and agrees to hold the Sponsor harmless from and against any and all costs, injuries, losses or damages of any kind, including, without limitation, death and bodily injury, due in whole or in part, directly or indirectly, to participation in any prize-related activities, or the receipt, use or misuse of any prize.

6. DATA COLLECTION. Sponsor collects personal information from you when you enter the contest. The information collected is subject to the Affirmative Insurance Holdings, Inc. Privacy Policy, available at http://www.affirmativeholdings.com/documents/Privacy%20Statement.pdf. Sponsor and this contest are not endorsed or sponsored by Visa, nor is any endorsement or sponsorship intended or implied. Affirmative Retail, Inc., 150 Harvester Drive, Suite 300, Burr Ridge, Illinois 60527

USAgencies Auto InsuranceHANG & WIN CASH GIVEAWAY!
Stop into a nearby USAgencies Location to pick up your FREE Air Freshener!, If we spot it hanging in your car, you could be eligible to win future prizes!